Credit Card Details

Advanta Life-of-Balance Platinum Card - Advanta Bank Advanta Life-of-Balance Platinum Card issued by Advanta Bank Card Category Credit History Available Rewards Business Excellent/Good Miles Cash Points About Card • 2.99% Fixed APR for LIFE on balances transferred within 3 months • Up to 6% Cash Back or Travel Rewards • No annual fee, and No limit on earnings • Personalized card - your company name on the top of the card Credit Card Rates Purchases:   Balance Transfers:   Cash Advances: Introductory APR: none   Introductory APR: 2.99%   Introductory APR: none Introductory Period: none   Introductory Period: until paid off   Introductory Period: none Ongoing APR: 8.99%   Ongoing APR: prime   Ongoing APR: 8.99% Default APR: 26.99%   Default APR: 26.99%   Default APR: 26.99% Minimum Grace Period: 20 days   Minimum Grace Period: none   Minimum Grace Period: none Minimum Finance Charge: $1.00   Minimum Finance Charge: $1.00   Minimum Finance Charge: $1.00 Credit Card Transaction Fees Balance Transfer Fees:   Cash Advance Fees:   Foreign Exchange Fees: Minimum: $5   Minimum: $5   Minimum: none Fee Rate: 3%   Fee Rate: 3%   Fee Rate: 3% Maximum: $50   Maximum: none   Maximum: none Credit Card Other Fees Initial Fees:   Maintenance Fees:   Penalty Fees: Setup Fee: $0   Annual Fee: $0   Late Payment Fee: $19 or $39 based on balance

Credit Card Article

Improve Your Credit Score

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This can easily be done online right in the sales office while you look around to make sure no one else tries to sneak off with your new toy. Incorrect information is an invalid reflection of you as a credit consumer. It all depends on how you handle your credit and payment activities.

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They turn to the records kept by credit bureaus or credit-reporting agencies, whose business is to collect, store, and report information about borrowers that is routinely supplied by many lenders. The bureau will contact the creditor who supplied the data and remove any information advanta bank advanta life of balance platinum card that is incomplete or inaccurate from your credit file. Ordering your credit report once a year and advanta bank advanta life of balance platinum card knowing your credit reporting rights are among the most important steps you can take to safeguard your privacy. Mary Jones, when married to John Jones, always paid their credit card bills on time from their joint checking account. 99 and 14. Debts (including delinquent child support payments) that are more than seven years old. Employers and potential employers (but only with your consent). But improvement is possible, no matter what your credit history includes.

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You can remove your name from any list compiled by a CRA, whether the list is for pre-approved credit offers or direct marketing. However, it is not advanta bank advanta life of balance platinum card the practice of any of the three main CRAs to report criminal convictions on credit reports. Be sure you the perseverance to follow advanta bank advanta life of balance platinum card through and hold up your end of the agreement. As a consumer, you have the specific rights under the advanta bank advanta life of balance platinum card Fair Credit Reporting Act.

620-679: Is considered to be a middle of the road score. An investigative consumer report is normally used advanta bank advanta life of balance platinum card in limited circumstances including employment background checks, insurance, and rental housing decisions. If the provider then reports the item to any CRA, it must include a notice of your dispute.