American Express SimplyCashSM Business Card - American Express
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| Card Category | Credit History | Available Rewards |
| Business |
Excellent/Good |
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About Card
0% Intro APR on purchases for up to the first 12 months. No Annual Fee. Earn 5% cash back on office supplies and wireless services. Earn 3% cash back on automobile gas purchases of up to $12,000 per year; 1% thereafter. Earn 1% cash back on virtually all other purchases. No limits to the cash back you can earn. Cash back is automatically credited to your statement each month. |
Credit Card Rates
| Purchases: |
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Balance Transfers: |
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Cash Advances: |
| Introductory APR: |
0% |
|
Introductory APR: |
7.99% |
|
Introductory APR: |
none |
| Introductory Period: |
12 months |
|
Introductory Period: |
until paid off |
|
Introductory Period: |
none |
| Ongoing APR: |
5.5% |
|
Ongoing APR: |
5.5% |
|
Ongoing APR: |
20.49% |
| Default APR: |
27.49% |
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Default APR: |
27.49% |
|
Default APR: |
27.49% |
| Minimum Grace Period: |
25 days |
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Minimum Grace Period: |
25 days |
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Minimum Grace Period: |
none |
Minimum Finance
Charge: |
$0.50 |
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Minimum Finance
Charge: |
$0.50 |
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Minimum Finance
Charge: |
$0.50 |
Credit Card Transaction Fees
| Balance Transfer Fees: |
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Cash Advance Fees: |
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Foreign Exchange Fees: |
| Minimum: |
none |
|
Minimum: |
$5 |
|
Minimum: |
n/a |
| Fee Rate: |
none |
|
Fee Rate: |
3% |
|
Fee Rate: |
n/a |
| Maximum: |
none |
|
Maximum: |
none |
|
Maximum: |
n/a |
Credit Card Other Fees
| Initial Fees: |
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Maintenance Fees: |
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Penalty Fees: |
| Setup Fee: |
$0 |
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Annual Fee: |
$0 |
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Late Payment Fee: |
$15 |
See terms and conditions
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Credit Card Article |
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