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Credit Card Details


Hilton HHonors® Platinum Card - American Express


Apply for Hilton HHonors® Platinum Card

Hilton HHonors® Platinum Card


issued by American Express
Apply Now!


Card CategoryCredit HistoryAvailable Rewards
Consumer Excellent/Good
MilesCashPoints

About Card



• 10,000 HHonors bonus points after your very first purchase on the Card - enough for a free night
• 15,000 bonus points after you spend $5,000 in 5 months - that's in addition to the 15,000 points you would earn for your Card spending
• 10,000 HHonors bonus points over the course of your first four stays at any participating Hilton Family hotels (2,500 HHonors bonus points each stay)
• Receive 5 HHonors bonus points for each dollar spent at Hilton Family hotels and for eligible purchases at supermarkets, drugstores, gas stations, dining establishments and more
• Get 3 Hilton HHonors bonus points for each eligible dollar you spend everywhere else
• No Annual Fee



Credit Card Rates

Purchases:   Balance Transfers:   Cash Advances:
Introductory APR: 2.90%   Introductory APR: 2.90%   Introductory APR: none
Introductory Period: 6 months   Introductory Period: 6 months   Introductory Period: none
Ongoing APR: 17.24%   Ongoing APR: 17.24%   Ongoing APR: 22.24%
Default APR: 20.24%   Default APR: 20.24%   Default APR: 29.24%
Minimum Grace Period: 20 days   Minimum Grace Period: none   Minimum Grace Period: none
Minimum Finance
Charge:
$0.50   Minimum Finance
Charge:
$0.50   Minimum Finance
Charge:
$0.50



Credit Card Transaction Fees

Balance Transfer Fees:   Cash Advance Fees:   Foreign Exchange Fees:
Minimum: $3   Minimum: $5   Minimum: none
Fee Rate: 5%   Fee Rate: 3%   Fee Rate: 2%
Maximum: $50   Maximum: none   Maximum: none



Credit Card Other Fees

Initial Fees:   Maintenance Fees:   Penalty Fees:
Setup Fee: $0   Annual Fee: $0   Late Payment Fee: $15




Apply Now!
Credit Card Article

Credit Card Article

Building A Good Record

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Cancelled american express hilton hhonors platinum card checks can be used to show that you pay utilities or rent bills regularly, a sign of reliability. Also, if your application for credit, insurance, or employment is denied because of inaccurate or incomplete credit information, the company to which you applied must give you american express hilton hhonors platinum card the name and address of the reporting credit bureau. For instance, an unemployed individual will not usually be approved for a home mortgage, regardless of his or her FICO score.

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Anything! For starters you could put down 10 to 15%. Credit reports are a gold mine of information american express hilton hhonors platinum card about consumers. Many other commercial websites offer free credit reports; usually these sites attempt to steer consumers to pay services. Covering american express hilton hhonors platinum card your bases beforehand can often times save you a lot of time and hassle during the application process. On the other hand, since most annual fees are pretty low, it`s most likely that you should go with the lower interest rate.

Secondly, some people fail to regularly monitor their credit reports and credit scores. Thus, we can know our odds of obtaining a home loan, auto loan, etc. If the information is correct, but outdated - reported more than 7 years ago or 10 years if you filed for bankruptcy - then that american express hilton hhonors platinum card information must be deleted. Include copies (NOT originals) of american express hilton hhonors platinum card documents that support your position. If you have good credit, your finance options are american express hilton hhonors platinum card many.

Before you dial the phone, consider your record american express hilton hhonors platinum card with your current credit card company. Bankruptcy does not last forever. At these crucial times, you do not want to be surprised to find that american express hilton hhonors platinum card your report contains negative information, especially if that information is inaccurate.

Having above a certain number of consumer finance company credit accounts also carries a negative weight (critics american express hilton hhonors platinum card say that this causes a vicious cycle, locking people into continuing to use consumer finance companies). Each time an inquiry is american express hilton hhonors platinum card made on your credit report, it is listed. At your request, the CRA must send notices of corrections to anyone who received your report in the american express hilton hhonors platinum card past six months. Only time will tell american express hilton hhonors platinum card if these cheaper and possibly superior alternative scores will displace Fair Isaac from its dominant position in the U.S. market for credit scores. Here are three tips to help you become debt free within a few years. Finally, something american express hilton hhonors platinum card to watch out for when it comes to low credit card interest rates is that these rates are sometimes only joining bonuses.

However, even if you have had errors in your report corrected, it is wise to periodically check your credit report to make sure the errors do not reappear. Every city across the country has a local credit agency which will issue copies of your credit report from all three bureaus. This is significantly more than potential creditors pay for the same information. Contrary to what you might have heard, credit counseling probably wont hurt your american express hilton hhonors platinum card credit score. Furthermore, because reports are viewable online, there is no american express hilton hhonors platinum card valid reason not to check your report at least once annually.

However, you may consider cutting your cards or storing them away. The organization is reluctant to give out their american express hilton hhonors platinum card address. Such companies are prohibited from charging a fee before completing a promised service. Your consumer credit report contains the following 4 types of information. Federal law requires the requester of an investigative consumer report for employment purposes to obtain permission to conduct the report. However, if you are charging american express hilton hhonors platinum card more than you can afford to pay, this creates a huge problem. This can save you a lot in interest, but be american express hilton hhonors platinum card careful.

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