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Platinum Plus® Visa® - Bank of America Platinum Plus® Visa® issued by Bank of America Card Category Credit History Available Rewards Consumer Excellent/Good Miles Cash Points About Card • 0% Intro APR* on purchases and balance transfers for the first 6 months • No Annual Fee • Credit lines as high as $25,000 • Online Banking Service • Total Security Protection® Credit Card Rates Purchases:   Balance Transfers:   Cash Advances: Introductory APR: 0%   Introductory APR: none   Introductory APR: none Introductory Period: 6 months   Introductory Period: none   Introductory Period: none Ongoing APR: 8.24%   Ongoing APR: 8.24%   Ongoing APR: 21.24% Default APR: 29.99%   Default APR: 29.99%   Default APR: 29.99% Minimum Grace Period: 20 days   Minimum Grace Period: none   Minimum Grace Period: none Minimum Finance Charge: n/a   Minimum Finance Charge: n/a   Minimum Finance Charge: n/a Credit Card Transaction Fees Balance Transfer Fees:   Cash Advance Fees:   Foreign Exchange Fees: Minimum: none   Minimum: $10   Minimum: none Fee Rate: none   Fee Rate: 3%   Fee Rate: none Maximum: none   Maximum: none   Maximum: none Credit Card Other Fees Initial Fees:   Maintenance Fees:   Penalty Fees: Setup Fee: none   Annual Fee: $0   Late Payment Fee: $15 See terms and conditions

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