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WorldPoints™ Platinum Plus™ MasterCard® - Bank of America WorldPoints™ Platinum Plus™ MasterCard® issued by Bank of America Card Category Credit History Available Rewards Consumer Excellent/Good Miles Cash Points About Card • No Annual Fee • Absolute fraud protection • Online access and 24-hour service • Access to the MyConcierge(SM) service • Low Intro Rate Credit Card Rates Purchases:   Balance Transfers:   Cash Advances: Introductory APR: none   Introductory APR: 0%   Introductory APR: none Introductory Period: none   Introductory Period: 12 months   Introductory Period: none Ongoing APR: 9.9%   Ongoing APR: 9.9%   Ongoing APR: 19.99% Default APR: 24.99%   Default APR: 24.99%   Default APR: 24.99% Minimum Grace Period: 20 days   Minimum Grace Period: none   Minimum Grace Period: none Minimum Finance Charge: n/a   Minimum Finance Charge: n/a   Minimum Finance Charge: n/a Credit Card Transaction Fees Balance Transfer Fees:   Cash Advance Fees:   Foreign Exchange Fees: Minimum: $10   Minimum: $10   Minimum: none Fee Rate: 3%   Fee Rate: 3%   Fee Rate: none Maximum: none   Maximum: none   Maximum: none Credit Card Other Fees Initial Fees:   Maintenance Fees:   Penalty Fees: Setup Fee: $0   Annual Fee: $0   Late Payment Fee: $15 See terms and conditions

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