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No Hassle Cash (SM) Rewards - Capital One No Hassle Cash (SM) Rewards issued by Capital One Card Category Credit History Available Rewards Consumer Excellent/Good Miles Cash Points About Card • Card for people with Good Credit. • 0% Intro APR on Purchases until October 2009. • No Annual Fee. • 2% cash back on Purchases at gas stations and major grocery stores and 1% cash back on all other Purchases. • There´s no limit to the cash back you can earn, and your cash rewards won´t expire. • "You can ask for your cash back whenever you want or set up automatic redemptions so you won´t have to ask." Credit Card Rates Purchases:   Balance Transfers:   Cash Advances: Introductory APR: 0%   Introductory APR: none   Introductory APR: none Introductory Period: until october 2009   Introductory Period: none   Introductory Period: none Ongoing APR: 14.4%   Ongoing APR: 14.4%   Ongoing APR: 23.4% Default APR: 25.4%   Default APR: 25.4%   Default APR: 25.4% Minimum Grace Period: 25 days   Minimum Grace Period: none   Minimum Grace Period: none Minimum Finance Charge: $0.50   Minimum Finance Charge: $0.50   Minimum Finance Charge: $0.50 Credit Card Transaction Fees Balance Transfer Fees:   Cash Advance Fees:   Foreign Exchange Fees: Minimum: none   Minimum: $10   Minimum: none Fee Rate: none   Fee Rate: 3%   Fee Rate: none Maximum: none   Maximum: none   Maximum: none Credit Card Other Fees Initial Fees:   Maintenance Fees:   Penalty Fees: Setup Fee: $0   Annual Fee: $0   Late Payment Fee: $15-$39 See terms and conditions

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