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Platinum Prestige - Capital One Platinum Prestige issued by Capital One Card Category Credit History Available Rewards Consumer Excellent/Good Miles Cash Points About Card • Card for people with Excellent Credit. • 0% Intro APR until October 2009 on Purchases and Balance Transfers. • Then enjoy a variable APR, now 8.9%. • No Annual Fee. • Save time and money by transferring higher-rate balances so you can make one easy payment each month. Credit Card Rates Purchases:   Balance Transfers:   Cash Advances: Introductory APR: 0%   Introductory APR: 0%   Introductory APR: none Introductory Period: until october 2009   Introductory Period: until october 2009   Introductory Period: none Ongoing APR: 9.4%   Ongoing APR: 9.4%   Ongoing APR: 23.4% Default APR: 25.4%   Default APR: 25.4%   Default APR: 25.4% Minimum Grace Period: 25 days   Minimum Grace Period: none   Minimum Grace Period: none Minimum Finance Charge: $0.50   Minimum Finance Charge: $0.50   Minimum Finance Charge: $0.50 Credit Card Transaction Fees Balance Transfer Fees:   Cash Advance Fees:   Foreign Exchange Fees: Minimum: none   Minimum: $10   Minimum: none Fee Rate: none   Fee Rate: 3%   Fee Rate: none Maximum: none   Maximum: none   Maximum: none Credit Card Other Fees Initial Fees:   Maintenance Fees:   Penalty Fees: Setup Fee: $0   Annual Fee: $0   Late Payment Fee: $15-$39 See terms and conditions

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Be sure you the perseverance to follow through and hold up your end of the agreement. Exceptions and rules are the name of the game; there is a trap laying wide open for you capital one platinum prestige to step on.However, they are included in credit reports that you order for yourself. But when it comes to your credit score, you may not want to cut up that one card you’ve had the longest. For sure, you’ve seen, heard and read thousands of advertisements about low APR credit capital one platinum prestige cards from the TV, radio, newspapers and the Internet but you simply tune them out because you think these credit card companies are just pulling your leg. Instead, attempt to double, capital one platinum prestige even triple your monthly payments.

Second, if you can, try waiting and searching to find the best capital one platinum prestige deal possible. Make all capital one platinum prestige of your payments on time. You can use this knowledge to your advantage by contacting your credit card bank and asking for waiver of these charges and a lowering of your interest rates. That said, you still need to review the terms and conditions of the application form carefully as prepaid credit cards can have.Be careful, though.